Payment Policy

Last Updated: October 2026

At Lighting World Inc, we are committed to providing a safe, secure, and transparent shopping experience for our customers. This Payment Policy outlines the accepted payment methods, transaction security measures, and billing procedures for all purchases made on https://lightingworldinc.com/.

1. Accepted Payment Methods

We accept a wide range of major credit cards, debit cards, and digital wallets for a smooth checkout process. Accepted payment options include:

  • Credit & Debit Cards: Visa, MasterCard, American Express, Discover, Diners Club, JCB
  • Digital Wallets & Express Checkout: Apple Pay, Google Pay, Shop Pay, PayPal

All transactions are processed in United States Dollars (USD $). We do not accept personal checks, cash on delivery (COD), wire transfers, or money orders.

2. Payment Security & SSL Encryption

Your financial security and privacy are our top priorities:

  • 256-Bit SSL Encryption: All transactions are protected using industry-standard Secure Sockets Layer (SSL) technology.
  • PCI-DSS Compliance: All payment details are processed through secure, PCI-DSS Level 1 compliant payment gateways.
  • No Stored Data: Lighting World Inc does not store, access, or hold your full credit card numbers or sensitive payment details on our servers.

    • 3. Order Authorization & Billing

  • Payment is authorized and charged in full at the time your order is placed.
  • Orders enter our fulfillment pipeline only after payment is successfully authorized.
  • Please ensure that your billing address matches the address registered with your payment provider to prevent authorization failures or delays.

    • 4. Pricing, Taxes & No Hidden Fees

  • Transparent Pricing: All prices are displayed clearly in USD ($).
  • Sales Tax: Applicable state and local sales taxes are calculated automatically during checkout based on your delivery address.
  • No Hidden Fees: We do not charge hidden handling fees or restocking fees ($0.00 restocking fee).

    • 5. Failed & Declined Payments

    If your payment is declined or fails at checkout, please verify that:

  • Your billing name, billing address, and card details match your card issuer's records.
  • Sufficient credit or funds are available in your account.
  • Your card has not expired or been restricted for online transactions.

    • If issues persist, please reach out to your financial institution or contact our support team for assistance.

    6. Fraud Prevention & Screening

    To protect our customers and store security, all orders undergo automated fraud screening. We reserve the right to request additional verification or cancel any order that appears suspicious or unauthorized.

    7. Refunds & Dispute Resolution

    Approved refunds are processed back directly to the original payment method used at checkout in accordance with our Return & Refund Policy. Refunds typically take 5 to 7 business days to reflect on your statement after processing.

    8. Contact Information

    If you have any questions, billing inquiries, or need payment assistance, please reach out to our customer service team:

    Store Name: Lighting World Inc
    Phone: +1 402-895-1010
    Email: support@lightingworldinc.com
    Website: https://lightingworldinc.com/
    Address: 4855 S 118th St, Omaha, NE 68137, United States

    Showroom Operating Hours (Central Time - CT):
    Monday: 8:00 AM – 6:00 PM
    Tuesday – Friday: 8:00 AM – 5:00 PM
    Saturday: 8:00 AM – 3:00 PM
    Sunday: Closed